Pawn Loans are equity loans in which a customer brings in an item of value and borrows money against it.

We loan money on just about anything!

Tools

Jewelry

Electronics

Sporting Goods

Guns

Snowmobiles

ATV’s

Motorcycles

CD’s

DVD’s

With a pawn loan, Used-A-Bit agrees to hold the item for 30 days and loans the customer an agreed amount of money. The amount of money that we will loan on an item varies by the condition of the item, the demand for the item on the retail side of our business, and our current inventory at the time that the loan is originated.

We will loan you a percentage of the items retail value based on the above mentioned criteria. After 30 days, the customer has the option of renewing the loan for another 30 days by paying the service charges that are due.

If the service charges are not paid within 60 days the item is defaulted and becomes the property of Used-A-Bit Sales Inc. It is then offered for sale in our store.

Video Games

Musical Instruments

Used-A-Bit Sales & Pawn

View Used-A-Bit’s Auctions on

(701)277-5056
855 45th Street, SW
Fargo, ND 58103

M-F 9-8 SAT 9-6 SUN 12-5

(701)239-9041
2105 Main Avenue
Fargo, ND 58103

M-F 8-8 SAT 9-6 SUN 12-5

Advantages of USED-A-BIT over the competition:

THE FLEX LOAN:

1 - All pawned items can be redeemed within the first ten days of the loan for a 10% fee. Loans above $600.00 have a 15% fee for 30 days.

2 - We hold your pawned item for 30 days past the due date. If you want your item back, we can make arrangements to ensure you get it back.

3 - LARGER LOANS AVAILABLE for Vehicles, ATV’s, Snowmobiles, Motorcycles, Boats & RV’s.